20% Realty

20% Realty

Have you recently decided to buy a house? Here are a few notes for a smooth sailing buying process.

  1. Check your finances: Determine how much you have in your savings and if you need to apply for a mortgage as soon as possible. If you need a mortgage getting pre-approved is your first step and gives you an advantage over other buyers with uncertain financing.
  2. Start searching: Timing is important. Your Realtor should be doing regular checks on the listings boards so you do not miss out on the best listings. Your Realtor&rsquos search should be based on your preferences. Such as your desired neighborhood and home features as well as your budget.
  3. Make an offer: Once you find a home you love have your agent present the offer in person. This way you get quicker feedback and your agent can pick up critical intelligence on any competing offers by being on the scene. Also be creative with meeting the seller&rsquos needs and making reasonable bargains.
  4. Draft a contract: Have your lawyer and agent and look through the necessary paperwork in time for you to make a good-faith deposit for the house. The deposit could be as much as 5% of the bid price so the seller knows you are serious about sealing the deal.
  5. Organize a home inspection to learn about the overall condition of the house. Be conscious about how much you spend on inspections and other additional costs to avoid over payments and a loss in the long run. Also a walk-through 24 hours before closing the deal is recommended.
  6. Finalize the deal with every party in attendance. If you need advice and help during the buying process call us today at: + 1 855 222 2829. You can also visit our website www.2percentokanagan.com to view our extensive Buyer&rsquos Guide.
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